PRIVACY POLICY

GENERAL

Stuart Rivers Associates and associated businesses (“we” “us” “our”) are committed to protecting and respecting your privacy. For the purposes of data protection legislation, we are the data controller and we will process your personal data in accordance with the General Data Protection Regulation (EU) 2016/679 and national laws which relate to the processing of personal data. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. 

2. VISITORS TO OUR WEBSITE  

2.1 We may collect and process personal data about you in the following circumstances: 

2.1.1 When you complete forms on our website (“Site”). This includes your address, telephone number and email address which is provided at the time of registering to use our Site, subscribing to our services, requesting further services;

2.1.2 Whenever you provide information to us when reporting a problem with our Site, making a complaint, making an enquiry or contacting us for any other reason. If you contact us, we may keep a record of that correspondence;

2.1.3 Details of your visits to our Site including, but not limited to, traffic data, location data, weblogs and other communication data, whether this is required for our own billing purposes or otherwise, and the resources that you access (see section 2.2.2 on Cookies below); 

2.1.4 Whenever you disclose your information to us, or we collect information from you in any other way, through our Site. 

2.2 We may also collect data in the following ways:

IP Address

2.2.1 We may collect information about your device, including where available your Internet Protocol address, for reasons of fraud protection. We may also collect information about your device’s operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.

Cookies

2.2.2 Our Site uses cookies to distinguish you from other users of our Site. This helps us to provide you with a good experience when you browse our Site and also allows us to improve our Site. 

2.3 We may use your personal data for the legitimate interests of Stuart Rivers associates and associated businesses in order to: 

2.3.1 Provide you with information, or services that you requested from us;

2.3.2 Allow you to participate in interactive features of our Site, when you choose to do so; 

2.3.3 Ensure that content from our Site is presented in the most effective manner for you and for your device;

2.3.4 Improve our Site and services;

2.3.5 Process and deal with any complaints or enquiries made by you; and

2.3.6 Contact you for marketing purposes where you have signed up for these (see section 5 for further details).

Website Links 

Our Site may, from time to time, contain links to and from the websites of third parties. Please note that if you follow a link to any of these websites, such websites will apply different terms to the collection and privacy of your personal data and we do not accept any responsibility or liability for these policies. Please check before you submit your information to these websites.

CUSTOMERS

3.1.1 We will collect details such as your name, address, telephone number, email address, accountants details and property detailswhen you order services from us either via our Site or if you engage us in any other way. We will use this information to process your order and comply with our contractual obligations. 

3.1.2 We may also advertise your feedback about our service to you on our website and marketing materials (subject to obtaining your prior consent where necessary);

3.1.3 We will retain your information as long as we require this to provide you with the services ordered from us. Where you have subscribed to receive marketing correspondence from us we will keep personal data until you unsubscribe from receiving such correspondence from us.   

SUPPLIERS

We will collect details such as names, addresses, telephone numbers and email address in order to contact you about goods or services ordered with you and to place further orders. We will keep the personal data for as long as we require your goods and services.

MARKETING

5.1 In addition to the uses described in sections 2-4 above, we may use your personal data for our legitimate interests in order to provide you with details about our services, business updates and events] which we think may be of interest. 

5.2 You have the right to opt-out of receiving the information detailed in section 5.1 at any time. To opt-out of receiving such information you can:

5.2.1 tick the relevant box situated in the form on which we collect your information;

5.2.2 Clicking the unsubscribe button contained in any such communication received; or

5.2.3 Email us at andrew@stuart-rivers.co.uk or call 01423567818 providing us with your name and contact details.

6. AUTOMATED PROCESSING

6.1 We do not undertake automated decision making with your personal data.

7. LEGAL BASIS FOR PROCESSING YOUR PERSONAL DATA

7.1 In accordance with data protection legislation we are required to notify you of the legal basis upon which we process your personal data. We process your personal data for the following reasons:

7.1.1 For performance of a contract we enter into with you;

7.1.2 Where necessary for compliance with a legal obligation we are subject to; and

7.1.3 For our legitimate interests (as described within this policy).

8. DISCLOSURE OF PERSONAL DATA TO THIRD PARTIES

8.1 In addition to the third parties mentioned above, we may disclose your information to third parties for the following legitimate interests of Stuart Rivers Associates and associated businesses: 

8.1.1 To staff members in order to facilitate the provision of goods or services to you;

8.1.2 To our affiliated entities to support internal administration; 

8.1.3 IT software providers that host our website and store data on our behalf; and 

8.1.4 To a prospective buyer of some or all of our business or assets, in which case personal data including personal data will also be one of the transferred assets. 

8.2 We may disclose personal data to the police, regulatory bodies, legal advisors or similar third parties where we are under a legal duty to disclose or share personal data in order to comply with any legal obligation, or in order to enforce or apply our website terms and conditions and other agreements; or to protect our rights, property, or safety of our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

8.3 We will not sell or distribute personal data to other organisations without your approval.

9. CROSS-BORDER DATA TRANSFERS 

9.1 We will not transfer your personal data outside the European Economic Area.

10. DATA SECURITY

10.1 Where we have given you (or where you have chosen) a password which enables you to access certain parts of our Site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

10.2 Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your information transmitted to our Site; any transmission is at your own risk. 

10.3 Information you provide to us is shared on our secure servers. We have implemented appropriate physical, technical and organisational measures designed to secure your information against accidental loss and unauthorised access, use, alteration or disclosure. In addition, we limit access to personal data to those employees, agents, contractors and other third parties that have a legitimate business need for such access.

11. ACCESS TO, UPDATING, DELETING AND RESTRICTING USE OF PERSONAL DATA   

11.1 It is important that the personal data we hold about you is accurate and current.  Please keep us informed if the personal data we hold about you changes.  

11.2 Data protection legislation gives you the right to object to the processing of your personal data in certain circumstances or withdraw your consent to the processing of your personal data where this has been provided. You also have the right to access information held about you and for this to be provided in an intelligible form. If you would like a copy of some or all of your personal information, please send an email to andrew@stuartrivers.co.uk. In certain circumstances we reserve the right to charge a reasonable fee to comply with your request. 

11.3 You can also ask us to undertake the following:

11.3.1 Update or amend your personal data if you feel this is inaccurate;

11.3.2 Remove your personal data from our database entirely;

11.3.3 Send you copies of your personal data in a commonly used format and transfer your information to another entity where you have supplied this to us, and we process this electronically with your consent or where necessary for the performance of a contract; or

11.3.4 Restrict the use of your personal data.

11.4 We may request specific information from you to help us confirm your identity and your right to access, and to provide you with the personal data that we hold about you or make your requested changes. Data protection legislation may allow or require us to refuse to provide you with access to some or all the personal data that we hold about you or to comply with any requests made in accordance with your rights referred to above. If we cannot provide you with access to your personal data, or process any other request we receive, we will inform you of the reasons why, subject to any legal or regulatory restrictions.

11.5 Please send any requests relating to the above to our andrew@stuart-rivers.co.uk specifying your name and the action you would like us to undertake.

12. RIGHT TO WITHDRAW CONSENT

Where you have provided your consent to the collection, processing and transfer of your personal data, you have the legal right to withdraw your consent under certain circumstances. To withdraw your consent, if applicable, please contact us at andrew@stuart-rivers.co.uk.

13. CHANGES TO OUR PRIVACY POLICY

We reserve the right to update this privacy policy at any time, and any changes we make to our privacy policy will be posted on this page. We will notify you if there are any changes to this policy that materially affect how we collect, store or process your personal data. If we would like to use your previously collected personal data for different purposes than those we notified you about at the time of collection, we will provide you with notice and, where required by law, seek your consent, before using your personal data for a new or unrelated purpose. We may process your personal without your knowledge or consent where required by applicable law or regulation.

14. CONTACT US

We have appointed a Andrew Davies our Data Protection Officer to oversee compliance with this privacy policy. If you have any questions, comments or requests regarding this policy or how we use your personal data please contact him at andrew@stuartrivers.co.uk. This is in addition to your right to contact the Information Commissioners Office if you are unsatisfied with our response to any issues you raise at https://ico.org.uk/global/contact-us/

Last updated: 29th January 2018.

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© 2024 Stuart Rivers Associates.  All Rights Reserved

Chris Lonergan

Director

Chris is our commercial lead and is responsible for our relationships with clients, partner firms and other intermediaries. His background spans sales, business development and consulting in several sectors including engineering, construction, professional and financial services.

Chris has been involved with Capital Allowances for over 10 years and has helped hundreds of clients to gain tax relief. During this time he also helped to build a new mid-market accountancy firm out of a larger organisation and spent time with a large specialist tax reliefs business so has good market knowledge and understands how different types of businesses in it operate.

Chris shares Stuart’s philosophy and as part of a specialist business also very much believes in collaboration and joint working with partners to provide the best level of client service and maximised tax benefit.

Philip Rivers

Commercial Manager

Philip joined Stuart Rivers Associates after finishing university and worked hard behind the scenes, learning the ropes of the business.

He now works as a commercial manager involving close liaison with our surveyor team in researching client entitlement as well as helping to develop the business.

Andrew Davies

Director

After working for a major PLC for many years and then working for a local accounting practice, Andrew join Stuart Rivers Associates in 2003.

Andrew has experience in all areas of the business and is currently responsible for the operations team together with the financial management and day to day commercial decisions.

Andrew supports the philosophy of the business and ensures the high quality service that has been built up over the years is not only maintained but developed further to mee the ever changing needs of our clients and joint working partners.

Stuart Rivers

Senior Partner

Stuart is a chartered Quantity Surveyor who formed Stuart Rivers Associates in 1993 after having worked for major national surveying practices where he first encountered Capital Allowances. 

Stuart quickly developed the practice into one of the country’s leading specialist Capital Allowance consultancies providing advice to not only major accountancy practices but also to investors, developers and building owners no matter the size of the business or whether they owned a single building or a large portfolio of property.

 Stuart’s philosophy, which runs through the core of the company, is to provide a service to clients that is accurate, comprehensive, and effortless but above all generates plenty of tax relief.

Consultancy

Whether you are buying or selling we can provide appropriate clauses for the sale and purchase agreement to safeguard potential capital allowances and also advise a potential value of Capital Allowances for negotiation purposes. 

Construction expenditure

We can analyse both current and historic construction expenditure from the available information to ensure you gain the appropriate Capital Allowances from your expenditure. 

For example: 

The refurbishment of an existing building for £1 million could generate between £300,000 and £700,000 of tax relief. 

Property purchases

When acquiring a property either from a developer or a previous owner, we can identify and assess the Capital Allowances you may be entitled to. 

For example: 

A commercial property bought for £1 million could generate between £100,000 and £400,000 of tax relief depending on the type of property. 

It is still possible to claim Capital Allowances on property bought many years ago!

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